[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.fleuron.cz\/jaka-rizika-ma-hypoteka-pro-podnikatele\/#Article","mainEntityOfPage":"https:\/\/www.fleuron.cz\/jaka-rizika-ma-hypoteka-pro-podnikatele\/","headline":"Jak\u00e1 rizika m\u00e1 hypot\u00e9ka pro podnikatele","name":"Jak\u00e1 rizika m\u00e1 hypot\u00e9ka pro podnikatele","description":"Nemovitosti jsou dobrou investic\u00ed nejen pro fyzick\u00e9 osoby, ale i pro ty pr\u00e1vnick\u00e9. Ty je mohou vyu\u017e\u00edt jak k pron\u00e1jmu,…","datePublished":"2022-03-12","dateModified":"2023-05-07","author":{"@type":"Person","@id":"https:\/\/www.fleuron.cz\/author\/#Person","name":"","url":"https:\/\/www.fleuron.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/e7b590144558ebad68292226b8af0772e2d53ba82fa105c348ae9b5254e51a11?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/e7b590144558ebad68292226b8af0772e2d53ba82fa105c348ae9b5254e51a11?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"fleuron.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.fleuron.cz\/wp-content\/uploads\/hypoteka5_10_10_10_10_10_10_2.jpg","url":"https:\/\/www.fleuron.cz\/wp-content\/uploads\/hypoteka5_10_10_10_10_10_10_2.jpg","height":0,"width":0},"url":"https:\/\/www.fleuron.cz\/jaka-rizika-ma-hypoteka-pro-podnikatele\/","about":["Ekonomika"],"wordCount":429,"articleBody":"   Nemovitosti jsou dobrou investic\u00ed nejen pro fyzick\u00e9 osoby, ale i pro ty pr\u00e1vnick\u00e9. Ty je mohou vyu\u017e\u00edt jak k pron\u00e1jmu, z n\u011bho\u017e budou z\u00edsk\u00e1vat dal\u0161\u00ed pen\u00edze, nebo jako v\u00fdrobn\u00ed \u010di kancel\u00e1\u0159sk\u00e9 prostory. V ka\u017ed\u00e9m p\u0159\u00edpad\u011b jde o n\u011bco, co je pro n\u011b velmi v\u00fdhodn\u00e9, zvl\u00e1\u0161t\u011b p\u0159i dne\u0161n\u00edch vysok\u00fdch cen\u00e1ch nemovitost\u00ed.Ov\u0161em ot\u00e1zkou je, kde na n\u011b sehnat pen\u00edze. A jednou z nej\u010dast\u011bji vyu\u017e\u00edvan\u00fdch mo\u017enost\u00ed je hypot\u00e9ka pro podnikatele FAHD. Ta se od t\u00e9, kter\u00e1 je nab\u00edzena fyzick\u00fdm osob\u00e1m, v n\u011bkter\u00fdch ohledech li\u0161\u00ed.V prvn\u00ed \u0159ad\u011b nen\u00ed \u017eadatel posuzov\u00e1n v registru dlu\u017en\u00edk\u016f. M\u00edsto toho si poskytovatel ov\u011b\u0159uje, zda nen\u00ed ona firma v insolven\u010dn\u00edm \u010di konkurzn\u00edm \u0159\u00edzen\u00ed. Tak\u00e9 nen\u00ed posuzov\u00e1n p\u0159\u00edjem, nebo\u0165 zvl\u00e1\u0161t\u011b u za\u010d\u00ednaj\u00edc\u00edch podnikatel\u016f nen\u00ed z \u010deho. Tak\u00e9 \u00farokov\u00e9 sazby jsou v\u00fdhodn\u011bj\u0161\u00ed u tohoto typu hypot\u00e9ky. Je to proto, \u017ee zde je mnohem v\u011bt\u0161\u00ed pravd\u011bpodobnost, \u017ee dlu\u017en\u00edk sv\u016fj z\u00e1vazek splat\u00ed. Av\u0161ak to v\u0161e rozhodn\u011b neznamen\u00e1, \u017ee je to v\u0161e bez rizika. Podobn\u011b jako u kter\u00e9koliv p\u016fj\u010dky, i u t\u00e9to si mus\u00edme b\u00fdt v\u011bdomi n\u011bkter\u00fdch fakt\u016f, ne\u017e se pro ni rozhodneme.T\u00edm asi nejv\u011bt\u0161\u00edm nebezpe\u010d\u00edm je to, \u017ee se firm\u011b nepovede tak dob\u0159e, jak jej\u00ed majitel doufal. Pokud toti\u017e zkrachuje, neznamen\u00e1 to, \u017ee onen dluh pad\u00e1. Majitel firmy jej mus\u00ed doplatit bez ohledu na svou finan\u010dn\u00ed situaci. Proto je dobr\u00e9 b\u00fdt obez\u0159etn\u00fd, zvl\u00e1\u0161t\u011b pokud s podnik\u00e1n\u00edm teprve za\u010d\u00edn\u00e1me a nem\u00e1me s n\u00edm zat\u00edm p\u0159\u00edli\u0161 zku\u0161enost\u00ed.Dal\u0161\u00ed probl\u00e9m m\u016f\u017ee nastat ve chv\u00edli, kdy zjist\u00edme, \u017ee pro onu budovu nem\u00e1me vyu\u017eit\u00ed, p\u0159\u00edpadn\u011b nem\u00e1me pen\u00edze na jej\u00ed \u00fadr\u017ebu. Pokud ji toti\u017e nech\u00e1me ch\u00e1trat, zna\u010dn\u011b se sni\u017euje jej\u00ed cena. Nav\u00edc p\u0159\u00edpadn\u00e1 renovace je velmi n\u00e1kladn\u00e1. Nakonec na n\u00ed tak m\u016f\u017eeme pom\u011brn\u011b dost prod\u011blat.I to v\u0161e je dobr\u00e9 uv\u00e1\u017eit p\u0159edt\u00edm, ne\u017e se rozhodneme n\u011bjakou koupit. I kdy\u017e se to m\u016f\u017ee zd\u00e1t jako dobr\u00e1 investice, nen\u00ed pochyb o tom, \u017ee na n\u00ed nakonec m\u016f\u017eeme prod\u011blat. A to je n\u011bco, co by \u017e\u00e1dn\u00fd podnikatel nem\u011bl dopustit.                                                                                                                                                                                                                                                                                                                                                                                          3\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak\u00e1 rizika m\u00e1 hypot\u00e9ka pro podnikatele","item":"https:\/\/www.fleuron.cz\/jaka-rizika-ma-hypoteka-pro-podnikatele\/#breadcrumbitem"}]}]