[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.fleuron.cz\/ktera-pujcka-pomaha\/#Article","mainEntityOfPage":"https:\/\/www.fleuron.cz\/ktera-pujcka-pomaha\/","headline":"Kter\u00e1 p\u016fj\u010dka pom\u00e1h\u00e1?","name":"Kter\u00e1 p\u016fj\u010dka pom\u00e1h\u00e1?","description":"P\u0159edstavte si soukrom\u00e9ho podnikatele, kter\u00fd je nucen sledovat, jak se jeho vlastn\u00ed firma propad\u00e1 \u010di p\u0159\u00edmo \u0159\u00edt\u00ed do pomysln\u00e9 propasti,…","datePublished":"2020-06-22","dateModified":"2023-06-01","author":{"@type":"Person","@id":"https:\/\/www.fleuron.cz\/author\/#Person","name":"","url":"https:\/\/www.fleuron.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/e7b590144558ebad68292226b8af0772e2d53ba82fa105c348ae9b5254e51a11?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/e7b590144558ebad68292226b8af0772e2d53ba82fa105c348ae9b5254e51a11?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"fleuron.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.fleuron.cz\/wp-content\/uploads\/n%C4%9Bmeck%C3%A9%20mince.jpg","url":"https:\/\/www.fleuron.cz\/wp-content\/uploads\/n%C4%9Bmeck%C3%A9%20mince.jpg","height":0,"width":0},"url":"https:\/\/www.fleuron.cz\/ktera-pujcka-pomaha\/","about":["Business"],"wordCount":429,"articleBody":"                                   P\u0159edstavte si soukrom\u00e9ho podnikatele, kter\u00fd je nucen sledovat, jak se jeho vlastn\u00ed firma propad\u00e1 \u010di p\u0159\u00edmo \u0159\u00edt\u00ed do pomysln\u00e9 propasti, z n\u00ed\u017e nen\u00ed n\u00e1vratu. P\u0159edstavte si tohoto, jak se sna\u017e\u00ed t\u0159eba i sebev\u00edc, ale jeho sna\u017een\u00ed nen\u00ed st\u00e1le korunov\u00e1no \u00fasp\u011bchem a nezd\u00e1 se, \u017ee by tomu snad mohlo b\u00fdt je\u0161t\u011b n\u011bkdy jinak. P\u0159edstavte si podnikatele, kter\u00fd vid\u00ed, \u017ee by to mohla zachr\u00e1nit u\u017e snad jedin\u011b n\u011bjak\u00e1 ta solidn\u00ed p\u016fj\u010dka, s jej\u00ed\u017e pomoc\u00ed by se dostal k pen\u011bz\u016fm, jejich\u017e investov\u00e1n\u00ed by mohlo podnik zachr\u00e1nit, jen\u017ee a\u0165 se sna\u017e\u00ed sebev\u00edc, ve v\u0161ech bank\u00e1ch ho coby nedostate\u010dn\u011b bonitn\u00edho, tedy ned\u016fv\u011bryhodn\u00e9ho, odm\u00edtaj\u00ed jako na b\u011b\u017e\u00edc\u00edm p\u00e1su.  Hrozn\u00e1 p\u0159edstava, \u017ee? N\u011bco, co by nikdo necht\u011bl na vlastn\u00ed k\u016f\u017ei za\u017e\u00edt. A vlastn\u011b to ani nikdo ze soukrom\u00fdch podnikatel\u016f za\u017e\u00edt nemus\u00ed. Tedy nemus\u00ed to za\u017e\u00edt v\u0161echno. Jist\u011b, ka\u017ed\u00fd firma se m\u016f\u017ee dostat do pot\u00ed\u017e\u00ed, kter\u00e9 jsou pro jej\u00edho majitele obdobn\u011b nezvladateln\u00e9, jako v tom v \u00favodu zm\u00edn\u011bn\u00e9m p\u0159\u00edpad\u011b, ka\u017ed\u00e9mu podniku se m\u016f\u017ee nedost\u00e1vat finan\u010dn\u00edch prost\u0159edk\u016f. Ale z\u00edsk\u00e1n\u00ed pen\u011bz nen\u00ed zase a\u017e tak nedosa\u017eiteln\u00e9. Proto\u017ee i kdyby \u017eadatele v nesn\u00e1z\u00edch odm\u00edtly v\u0161echny banky, je\u017e u n\u00e1s m\u00e1me, nen\u00ed je\u0161t\u011b v\u0161e ztraceno. Jsou tu toti\u017e je\u0161t\u011b i hypot\u00e9ky bez registru, a pr\u00e1v\u011b tyto p\u016fj\u010dky jsou tu i pro takov\u00e9 podnikatele, kte\u0159\u00ed se kv\u016fli ekonomick\u00fdm probl\u00e9m\u016fm nemaj\u00ed v\u016fbec \u010d\u00edm chlubit, kte\u0159\u00ed se za n\u011bjakou p\u016fj\u010dku nemaj\u00ed pomalu jak zaru\u010dit.  Proto\u017ee tady se za p\u016fj\u010den\u00ed pen\u011bz ru\u010d\u00ed z\u00e1stavou nemovitosti, a n\u011bjakou nemovitost m\u00e1 u n\u00e1s pomalu ka\u017ed\u00fd. A jakmile podnikatel n\u011bjakou nemovitost zastav\u00ed a prok\u00e1\u017ee, \u017ee m\u00e1 z \u010deho spl\u00e1cet, bude mu tu s nejv\u011bt\u0161\u00ed pravd\u011bpodobnost\u00ed vyhov\u011bno za podm\u00ednek, je\u017e lze pova\u017eovat za p\u0159\u00edmo skv\u011bl\u00e9. V\u017edy\u0165 si tu lze p\u016fj\u010dit t\u0159eba a\u017e 70 % odhadn\u00ed ceny on\u00e9 nemovitosti, spl\u00e1cet se d\u00e1 i hodn\u011b dlouho, \u00faroky jsou p\u0159\u00edzniv\u00e9, za nic se neplat\u00ed p\u0159edem,\u2026 Prost\u011b ide\u00e1ln\u00ed nab\u00eddka. Nebo vy snad zn\u00e1te lep\u0161\u00ed zp\u016fsob, jak by si mohl krachuj\u00edc\u00ed podnikatel p\u0159ij\u00edt k pen\u011bz\u016fm?                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kter\u00e1 p\u016fj\u010dka pom\u00e1h\u00e1?","item":"https:\/\/www.fleuron.cz\/ktera-pujcka-pomaha\/#breadcrumbitem"}]}]